The digital infrastructure behind Ethiopian insurance
Insurance companies define their products and pricing here. Brokers sell them from their own branded site. One platform, connecting both sides of a market that still runs on paper.
Built for everyone in insurance
Whether you distribute, underwrite or manage policies, we have tailored workflows ready for your team.
For Agents
Deepen existing relationships and attract new customers.
For Brokers
Get the easiest way to quote, bind, and service your customers.
For Microinsurers
Reimagine key processes to bring new products to market quickly.
For Insurers
Manage risk, build trust, and enhance customer experience.
For Bancassurance
Offer insurance services to your customers digitally.
For Corporates
Get the right insurance for your business, church, school etc.
For Non-profits
Get control of all your organisation's insurance needs anywhere, anytime.
For Individuals
Compare and buy insurance products easily, with policy details and proof of protection at your fingertips.
How we connect the industry
Compare and buy insurance
Field distribution tools
PLATFORM
Core Engine
Multi-quote workspace
Product factories
For Insurers
Built specifically for insurers
Build custom calculation rules, specify taxes and levies, and simulate pricing changes against real cases before deploying them live.
Define the products you offer, configure application forms, and manage versions of your pricing and rate tables without needing a developer.
Review incoming applications in a unified queue. Accept, decline, or request more information, then seamlessly issue policies from your core system.
Collect digital premiums through integrated Ethiopian payment channels, ensuring policies are only bound against confirmed settlements.
Automatically score every incoming application based on sophisticated pattern matching to detect fraud before policies are issued.
Track loss ratios, quote conversions, and production metrics by branch and broker to understand the profitability of your channels.
How It Works
Four steps to your workspace
We've streamlined our onboarding so you can get access to the platform and start distributing or building products in record time.
Start applicationSend details
Use the quick form to tell us if you are an insurer or a broker and sign up.
Apply for platform
Complete your profile with the required corporate documents.
We verify you
Our onboarding team reviews and approves your application quickly.
Get your workspace
Login to your dedicated digital dashboard and start doing business.
Self-Service Portals
Your broker workspace and mobile apps
A fully branded storefront on your domain where customers compare quotes and buy online directly.
Lines of Business
Supported
products
Configure and launch any type of insurance product instantly.
20+
Product lines configurable
Motor
Comprehensive, third-party, and commercial motor coverage
Fire & Accident
Property, fire peril, and general accident coverage
Burglary
Theft, intrusion, and asset protection policies
Health
Individual and corporate health medical insurance
Travel
International, domestic, and transit insurance
Group Life
Life assurance and employee benefit management
Services
Powering your digital transformation
Our services provide you with the precise type and amount of assistance that is right for your business. Our dedicated support teams are trained to understand your goals, identify your risks, and guide you through each step of your digital transformation.
Ethiopian Insurtech
What's happening in the Ethiopian insurance market
"Agar" — Ethiopia's first mobile-first insurance product launches
Kacha Digital Financial Services, Lucy Insurance, and Global Bank of Ethiopia join forces to launch Agar — buy and manage insurance entirely via mobile.
Ethiopian Business Review
Ethio-Life & Lumia launch "Lumina" — Ethiopia's first fully digital life insurance
Leveraging the Fayda National ID, Lumina lets users register and get life coverage directly from their phones.
Addis Fortune
Ethiopian insurance sector tops 42 billion birr — 36% year-on-year growth
The industry is on track to exceed 50 billion birr by fiscal year end. Takaful is the fastest-growing segment at +67%.
Africa News Channel
Ethiopia proposes autonomous Insurance Regulatory Authority and regulatory sandbox
A landmark draft Insurance Proclamation would establish the EIRA separate from the National Bank, with a sandbox for digital products.
Addis Fortune
Ethiopia's insurers face an inflection point: invest in technology or lose relevance
Despite rapid premium growth, penetration sits at 0.3% of GDP. Paper-based processes and legacy IT remain core blockers to digital inclusion.
Capital Ethiopia
Articles sourced from Ethiopian Business Review, Addis Fortune, Capital Ethiopia, and Africa News Channel. All rights remain with respective publishers.
Our Partners and Customers
Trusted by brokers & insurers
Brokers →
← Insurers
The Broker App
Mobile access gives your brokers more flexibility
With the broker app, handling insurance becomes quick and easy. Customers, products, quotes, policies, and claims details are all at your fingertips.
Broker App
Get started with everything insurance
Sign in to manage your account
Three ways in
Insurance companies and brokers apply to join. Customers looking to buy start with a broker.